Social Security Update – How Much Will You Receive On May 28, 2025?
The Social Security Administration (SSA) is scheduled to issue one of the final payments for May 2025 on Wednesday, May 28.
This payout is particularly important for beneficiaries born between the 21st and 31st of any month, as this group will receive their checks according to SSA’s birthdate-based disbursement schedule.
This update also comes with revised payment amounts, already adjusted for the 2025 Cost-of-Living Adjustment (COLA) of 2.5%, helping seniors and beneficiaries combat inflation.
May 2025 Social Security Payment Schedule
The SSA distributes retirement and disability payments based on beneficiaries’ birth dates. If you started receiving Social Security before May 1997, your payment usually arrives on the 3rd of each month. Those receiving Supplemental Security Income (SSI) get their funds on the 1st.
But due to May’s unique calendar alignment, payments have been slightly rescheduled. Here’s how the payment distribution is structured:
| Birth Date Range | Payment Date |
|---|---|
| 1st – 10th | May 14, 2025 (Wednesday) |
| 11th – 20th | May 21, 2025 (Wednesday) |
| 21st – 31st | May 28, 2025 (Wednesday) |
| SSI Recipients | May 1, 2025 (Wednesday) |
| Pre-May 1997 Recipients | May 3, 2025 (Friday) |
How Much Will You Receive on May 28?
With the 2.5% COLA increase for 2025, the average monthly benefits have been adjusted accordingly. Here’s a detailed breakdown:
| Benefit Category | Average Monthly Benefit (2025) |
|---|---|
| Retired Workers | $1,999.97 |
| Maximum Retirement Benefit | $5,108 |
| Disabled Workers | $1,581.88 |
| Survivors | $1,565.52 |
| SSI Beneficiaries | $717.87 |
- Those expecting their payment on May 28 can anticipate receiving one of these amounts depending on their eligibility category.
What About 2026?
Looking ahead, COLA projections for 2026 suggest a smaller increase of 2.4%, which would be the lowest in five years. While this still reflects rising costs, it shows that inflation is beginning to stabilize, affecting future payment growth.
Important Things to Remember
- Check your birthdate: Payments on May 28 are only for those born between 21st and 31st of any month.
- Watch for bank processing times: While SSA releases funds on May 28, bank delays can affect when it appears in your account.
- Verify your benefit type: Payment amounts vary by category—retirement, disability, survivors, or SSI.
The May 28, 2025 Social Security payment is one of the final disbursements of the month, primarily benefiting those born later in the month. With an average benefit nearing $2,000 and a COLA adjustment already factored in, retirees, the disabled, and survivors can expect a steady flow of support.
Stay informed, double-check your eligibility, and make sure your banking details are up to date to avoid delays.
FAQs
Who is getting paid on May 28, 2025?
Individuals receiving Social Security benefits who were born between the 21st and 31st of any month.
Will the May 28 payment include the COLA increase?
Yes, the 2.5% COLA for 2025 is already included in the May 28 disbursement.
What if I don’t receive my payment on May 28?
Wait at least 3 business days, then contact SSA at 1-800-772-1213 if your payment hasn’t arrived.